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Mental Health Resources Below are valuable mental health resources that you can reach out to for assistance: Delaware Hope Line: 1-833-946-7333 Delaware Crisis Text Line: Text DE to 741741 National Mental Health Crisis Hotline: Call or text 9-8-8 SAMHSA's National Hotline: 1-800-622-4357 The Trevor Project's Trevorlifeline: 1-866-488-7386 National Domestic Violence Hotline: 1-800-799-7233 Disaster Distress Hotline: 1-800-985-5990 Delaware Dept. of Health & Social Services: New Castle County: 1-800-652-2929 Kent County & Sussex County: 1-800-345-6785 Delaware 211: Dial 2-1-1

What an HOA membership does for you Works with the DE Legislature to pass laws to protect you and your home. We have direct communication with state homeowner advocacy groups. We serve as your voice at the state level, with the help of several powerful partner organizations who support our mission. We have been effective at passing laws that make a difference. See our “Sponsored Legislation” page. We worked with the DE Governor, Attorney General’s Office and Legislators to create an OMBUDSPERSON position to help protect you and your home. Helps homeowners form an HOA that represents the interests of those living in the community. Counsels homeowners facing eviction or other actions by the landowners. Files complaints with the Ombudsman’s Office and Attorney General’s Office on behalf of homeowners and follows up on these complaints. DMHOA helps to overcome challenges faced by manufactured home owners living on leased land Stories from Delaware manufactured homeowners on leased land often feature the struggle with escalating lot rents, vulnerability to their landlords' decisions, and the difficulty of selling their homes, but recent legislation, like Senate Bill 56, aims to provide stronger legal protections and more clarity for residents in land-lease communities. This new law provides stronger protections for residents, aiming to protect heirs, simplify home sales, and clarify outdated land-lease laws. Today's manufactured homeowners share experiences of feeling "held hostage" by rising rents, the potential for property owners to reject new buyers, and disputes over rent increases, while also enjoying amenities that would be more costly in traditional homes. Common Problems Faced by Homeowners on Leased Land Rising Lot Rents Many homeowners have seen their lot rents more than triple over the years, forcing them to prioritize rent over other expenses. Vulnerability to Landowners Homeowners on leased land are at the "whims of absentee or abusive landlords," with situations such as landowners failing to pay bills or causing damage to homes. Difficulty Selling Landlords have the right to reject potential buyers, which can make it hard for homeowners to sell their homes when they want to move. Lack of Financial Security Homeowners can feel "held hostage" because moving their manufactured home is often not a viable option due to the cost and the specific nature of the homes, limiting their ability to escape rising costs. Benefits and Community Aspects Shared Amenities Many land-lease communities offer shared amenities like pools, clubhouses, gyms, and trash collection, services that can make the land rent comparable to the annual expenses of owning a traditional home. Affordable Housing Manufactured homes provide a more affordable housing option than traditional single-family homes, though the "affordable" aspect of manufactured housing is a subject of differing interpretations by homeowners and landowners. Advocacy and Legal Protections Senate Bill 56 This new law provides stronger protections for residents, aiming to protect heirs, simplify home sales, and clarify outdated land-lease laws. Delaware Manufactured Home Owners' Association (DMHOA) Homeowners can find support and resources from DMHOA to understand the law and advocate for their rights. Resident-Run HOA Joining or forming a resident-run homeowners association is encouraged as a way to address concerns and support other tenants. Don't wait until it's too late - learn how to form an HOA in your community today!

Articles of interest New law protects manufactured home owners Coastal Point, July 17, 2025 Realtor supports new law protecting manufactured-home owners Coastal Point, July 17, 2025 Affordable Housing Production Task Force Manufactured Housing Subcommittee Feb. 17, 2025 report A summary of the Delaware Residential Landlord-Tenant Code (PDF) Delaware Dept. of Justice, rev. Oct. 2019 Could manufactured homes aid in Delaware housing crisis? Delaware Business Times, Oct. 18, 2023 Mobile home rent disputes spark anger, proposals for new laws by Karl Baker The News Journal, 12/11/2017 A Guide to Mobile Home Parks - Renting The Lot What you need to know by Legal Services Corp. of Delaware, Inc., Feb. 1, 2024 CHAPTER 70 Manufactured Homes and Manufactured Home Communities Act Subchapter VI. Rent Increase Justification Don’t Call Mobile Homes ‘Trailers’ Delaware Beach Life, Oct. 2024 A summary of the Delaware Manufactured Homes and Manufactured Homes Communities Act (PDF) Delaware Dept. of Justice, rev. Aug. 2019

Applying for Rental Assistance An important explanation of the updated lot rental assistance program There are times when a homeowner’s household income decreases substantially. The death of a loved one, or some other dramatic change in income. With the passage of Delaware SB317, the lot rent assistance program changed dramatically. Previously, it was almost impossible to qualify for this program. Effective July 1, 2022, the program has significantly improved. Under this legislation, a community owner shall provide lot rental assistance to qualified homeowners. Qualifications are as follows: The homeowner must have owned the manufactured home or resided in the home in a manufactured home community for 5 consecutive years before requesting lot rental assistance. The homeowner must reside full-time and exclusively in the manufactured home in the manufactured home community and the manufactured home must be the homeowner’s only residence. A homeowner qualifies for limited lot rental assistance if the total income of the homeowner and all occupants are greater than 40% and below 55% of the county median household income as determined by the US Department of Housing and Urban development. The total assets of the homeowner and all occupants do not exceed $50,000. Total assets means all liquid assets including bank accounts, stocks & and the total amount of excess lien paydowns against the manufactured home during the previous 5 years that exceed the scheduled amortization of the lien balance. The homeowner and occupants must provide to the community owner all documentation necessary to determine eligibility for lot rental assistance, such as bank records, tax returns, etc.. The homeowner, occupants and the manufactured home must be in substantial compliance with all manufactured home community rules, regulations and standards. The above is an abbreviated text taken from Delaware Title 5, Chapter 70 Sub-Chapter II 7022B. The complete text can be found at https://delcode.delaware.gov/title25/c070/sc02/index.html#7022. T here is no single downloadable application for the Delaware lot rental assistance program; instead, homeowners must contact their community owner to get information and apply. Community owners are required to provide eligible homeowners with the necessary paperwork, which includes submitting documentation to verify eligibility, such as bank statements and tax returns.

Past Meeting Minutes DMHOA General Meeting – October 27, 2025 Meeting Details: Regular General meeting Date : Oct. 27, 2025 Time : 7:40 pm Meeting Location : Angola Beach & Estates Meeting Facilitator: Joyce O’Neal, President, DMHOA Minute Taker: Stacy Shelton and Joyce O’Neal Attendees : Board members present: Joyce O’Neal Janet Toulson Steven Abbruzzi PJ McGill Teresa Walters Rich Hrycyshyn Mike Gray Jerry Brainard Ron Amadio Stacy Shelton Attendance : 46 in person, 12 online Minutes Opening Call to order: 7:40 pm called to order by President Joyce O’Neal Agenda Item Discussions: Treasurer Report, August 2025 Motion to approve report as written by Jerry Brainard, Seconded by Ron Amadio Motion accepted unanimously Treasurer Report September 2025 Motion to approve report as written by Mike Gray, Seconded by Jerry Brainard Motion accepted unanimously Secretary Report Minutes from Sept 22, 2025 distributed and reviewed. No changes. Motion by Mike Gray to approve the minutes, seconded by Jerry Brainard Motion accepted unanimously Fundraising Report Steven Abbruzzi mentioned the successful Oct. 18th Dinner / Dance. No questions. Legislative Report PJ McGill discussed the passage of signed Bills: HB 193, SB 40 , SB 56, SB 144. No questions. Membership Report No report. Grants Report Stacy Shelton briefed status of the current grants. No questions. DEMHRA Report Rich Hrycyshyn briefed the DEMHRA report from September. No questions. Webmaster Report No report. News Media Report No report. Executive Director Report Stacy Shelton provided updates on issues from communities being handled and explained that callers were referred to MHO Brian Eng, CLASI and the DE Insurance Commissioner. No questions. President’s Report Joyce O’Neal discussed DEMHRA’s Task Force on the low monetary reimbursement provided to homeowners of non-relocatable homes involved in a Change of Land Use and answered questions regarding the DMHOA email campaign to the 7 members of the DEMHRA Board. She also stressed the need for volunteers to ensure DMHOA can serve our HOA’s and homeowners to the highest standard possible Unfinished Business: None New Business: Joyce O’Neal stated that per the DMHOA By-Laws elections for the President and Secretary are to take place at the November General Meeting. She appointed Jerry Brainard and Ron Amadio as the Nominating Committee and asked anyone interested in running for either of these positions to contact the Nominating Committee. Joyce O’Neal was nominated as President by Ron Amadio and seconded by Mike Gray. Next Meeting: Date/ Time: November 17th 2025 - 6:30 pm Location: Angola Beach & Estates Clubhouse Adjournment Motion to adjourn : Made by PJ McGill, seconded by Jerry Brainard Motion carried. Meeting adjourned : 8:48 p.m. Minutes prepared by : Stacy Shelton and Joyce O’Neal Date of Minutes : October 27, 2025

How our HOAs are different A Homeowners Association (HOA) for manufactured home owners on leased land in Delaware is different from a traditional HOA for stick-built home communities in some key ways, mainly because of the ownership structure and the laws that apply. Here’s a breakdown: Manufactured Home Communities Homeowners own the house itself but lease the land from a community owner or park owner. This means residents pay rent (called “lot rent” or “ground rent”) to the landowner. The HOA functions more like a homeowners association combined with a tenant association—advocating for fair lot rent, maintenance of common areas by the park owner, and legal compliance. Land Ownership Legal Framework Governed by the Delaware Manufactured Home Owners and Community Owners Act (Title 25, Chapter 70). This law provides protections for homeowners on leased land, such as limits on rent increases, rules for community owners, and procedures for dispute resolution. Primary Expenses Residents pay lot rent to the landowner, which typically covers land use, infrastructure (roads, utilities, trash pickup, etc.), and sometimes amenities. HOA dues may be minimal or voluntary if the HOA is more advocacy-oriented. Dues are MUCH lower than traditional HOAs! Traditional HOAs Homeowners own both the house and the land underneath it. The HOA owns or controls common areas and enforces community rules (architecture, landscaping, amenities). Members pay HOA dues that are used to maintain shared property. Land Ownership Legal Framework Governed by the Delaware Uniform Common Interest Ownership Act (DUCIOA, Title 25, Chapter 81) or other state HOA laws. Rules are centered around managing common interest communities and protecting property values. Primary Expenses Homeowners pay HOA dues/assessments to fund maintenance of common property, amenities, and community services. There is no separate land rent. HOA dues can cost thousands of dollars a year! Protect your most valuable investment - your home! If your community does not have an HOA, learn how to start one now . We can help!

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