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Frequently asked questions by manufactured home owners living on leased land. Frequently Asked Questions BuyingSelling Leases Insurance Home Titles Lot Rent Emergencies Trees What procedures do I follow when buying or selling my home? Click below to download and read "Navigating Landowner Relationships When Buying or Selling Your Manufactured Home on Leased Land." (PDF) What do I need to know about transferring my lot rental agreement when I sell my home? Read this informative guide (link is below) which covers Delaware Title 25, Chapter 70. Protect your rights before selling! Title 25, Chapter 70 Manufactured Home Communities Delaware Code Online

Useful Links To see the CPI-U CLICK HERE Click here to learn what a CPI-U is and how it affects you. Government Attorney-General Advocate: File a Consumer Complaint Manufactured Housing Ombudsperson - Brian S. Eng, Deputy Attorney General Phone: (302) 683-8830 Email: Brian.Eng@Delaware.gov Website: https://attorneygeneral.delaware.gov/fraud/cpu/manuhousing/ DEMHRA DEMHRA, or the Delaware Manufactured Home Relocation Authority, is a state authority, whose purpose is directed by Delaware Title 25 Chapter 70. They meet with Board members appointed by the various leaders of the State. Meetings are open to the public. See the DEMHRA website for meeting dates which are held at 1979 S. State Street, Dover, DE. 19901. For additional information contact DEMHRA at 302-674-7768 . Past meeting minutes can be viewed from this page. Email : Contact DMHOA POC Richard Hrycyshyn at rhrycyshyn@dmhoa.org .

Why Your Donation Matters Your tax-deductible donation helps DMHOA: Expand educational and legal information for homeowners and HOAs Provide guidance and emergency support to vulnerable residents Strengthen advocacy for fair and affordable housing Join us Your support—at any level—makes a real difference . Please consider making a tax-deductible donation to DMHOA today and help protect Delaware’s manufactured homeowners. Together, we can build stronger, more secure communities. Your donation empowers DMHOA to stand behind approx. 40,000 residents who rely on us to protect their homes, their stability, and their future Imagine owning the roof over your head but not the ground beneath it—living with constant uncertainty, rising costs, and challenges you cannot solve alone. For manufactured housing homeowners living on leased land within the 170 communities throughout the state, this is not hypothetical. It is daily life. DMHOA is the only statewide organization in Delaware dedicated to defending these homeowners. We fight for fair treatment, stronger protections, and thriving communities. Your support strengthens their voice, safeguards their rights, and helps ensure that every Delaware family living in a manufactured home can feel secure, respected, and heard. What DMHOA does We work directly with homeowners and homeowners’ associations in leased land communities across Delaware by: Educating residents about their rights Providing guidance in landlord-related issues Strengthening and supporting local communities But our support goes further. Through partnerships with Habitat for Humanity and the HELP Initiative, we also assist seniors, people with disabilities, and families facing financial hardship by connecting them to emergency repairs, advocacy, and critical resources. Advocacy that works DMHOA also advocates at the state level to protect and strengthen laws impacting manufactured homeowners on leased land. Our advocacy has led to meaningful changes, giving residents a stronger voice and greater security. DONATE TO HELP DMHOA All major credit cards accepted. Donate using our new secure online platform. DONATE DMHOA is a non-profit organization. All donations are tax-deductible. A receipt will be emailed to you. If you do not receive a receipt, please e-mail us .

Mental Health Resources Below are valuable mental health resources that you can reach out to for assistance: Delaware Hope Line: 1-833-946-7333 Delaware Crisis Text Line: Text DE to 741741 National Mental Health Crisis Hotline: Call or text 9-8-8 SAMHSA's National Hotline: 1-800-622-4357 The Trevor Project's Trevorlifeline: 1-866-488-7386 National Domestic Violence Hotline: 1-800-799-7233 Disaster Distress Hotline: 1-800-985-5990 Delaware Dept. of Health & Social Services: New Castle County: 1-800-652-2929 Kent County & Sussex County: 1-800-345-6785 Delaware 211: Dial 2-1-1

Videos Delmarva Life interview Former DMHOA president Bill Kinnick explains why manufactured homeowners on leased land are particularly vulnerable without the help and representation of Delaware Manufactured Home Owners Association. DMHOA is instrumental in getting bills and legislation passed to protect homeowners and their investments. DMHOA events 2016-2019 includes Ed's retirement and Washington DC trip.

Events calendar General Membership Meetings are typically held on the fourth Monday of each month at 6:30 p.m. NEW LOCATION ! Held at: Sussex County Assoc. of Realtors Bldg., 23407 Park Ave., Georgetown, DE 19947. Zoom IS available - check back for the new link. Please check the calendar before a meeting as we sometimes change locations. Board of Directors Meetings are typically held the second Tuesday of each month at 6:30 p.m. Held at: Mariner's Cove Clubhouse, 35356 Sussex Ln # 1, Millsboro, DE 19966. REMINDER : All members of an HOA that belong to DMHOA or anyone who lives on leased land are welcome to attend DMHOA general meetings. Any member of an HOA requesting to speak at a scheduled BOD meeting should contact Joyce O'Neal to schedule. Check our Facebook page for any possible meeting changes. Questions? Call us at ( 302) 945-2122 And find us on Facebook: Click here Event dates are in yellow. Click on the event to see details of each event.

Housing and Other Assistance Rent assistance programs that are still active post-COVID: https://ipropertymanagement.com/guides/rent-relief-programs#delaware-rental-assistance-programs Mortgage Assistance This program is not currently active. A list of the agencies can be found at https://demortgagehelp.com/. Locating Housing & Other Assistance For individuals looking for a rental home, a good resource is the Delaware Housing Search website . Individuals can search by location, room number, cost, and other factors, and locate sites with waiting lists for affordable housing. Also, individuals can call 1-877-428-8844 for assistance with this process. In addition, individuals can contact their nearest State Service Center (SSC) for assistance. SSCs may be able to provide individuals and families with hotel/motel vouchers, as well as additional resources like EBT cards and Medicaid. To locate and contact your nearest SSC, click here . If you are experiencing a crisis and need emergency shelter, contact Housing Alliance Delaware’s centralized intake at 1-833-FIND-BED or intake@housingalliancede.org . Utility Bills Assistance with utility bills available through DEHAP. Click here For assistance with utility bills and to stop disconnections, individuals can contact Drew Slater at the Office of the Public Advocate, at andrew.slater@delaware.gov or 1-888-607-2427. Food Assistance For individuals and families in need of emergency food assistance, Delaware 211 can help. Visit their website here , call 211, call 1-800-560-3372, or text your zip code to 898-211. Also, the Food Bank of Delaware has locations in Newark and Milford. For more information, click here , email foodbank@fbd.org , or call 302-292-1305 (Newark) or 302-424-3301 (Milford). Security Deposits: If you need financial assistance for a security deposit, contact the below nonprofit organizations with which the Delaware State Housing Authority (DSHA) partners. They may be able to help: West End Neighborhood House: 302-658-4171 (Offer a statewide security deposit loan program for individuals who need help paying a security deposit.) Lutheran Community Services: 302-654-8886 (Have a statewide homelessness prevention program and may be able to provide rental assistance.) Catholic Charities: 302-655-9624 (Provide rental assistance information, and referrals.) Utility Bill Help as of August 3, 2021: For assistance with utility bills and to stop disconnections, individuals can contact Drew Slater at the Office of the Public Advocate, at andrew.slater@delaware.gov or 1-888-607-2427. Food Assistance Help as of August 3, 2021: For individuals and families in need of emergency food assistance, Delaware 211 can help: Website: https://delaware211.org/index.php/basic-needs/food/food-assistance Call 211 or 1-800-560-3372 Text your zip code to 898-211 The Food Bank of Delaware has locations in Newark and Milford. Website: https://www.fbd.org/get-help/ Email foodbank@fbd.org , Call 302-292-1305 (Newark) or 302-424-3301 (Milford) Where to go for Delaware Assistance 1. Official Delaware Government Coronavirus link The most up-to-date information for the State of Delaware: Information categories include: What you can do to stay healthy, testing, community resources, and much more. Website : https://coronavirus.delaware.gov Individuals with general questions about coronavirus can call the Department of Public Health from 8:30 a.m. to 8 p.m. Monday through Friday, and 10 a.m. to 4 p.m. Saturday and Sunday. Phone : 1 (866) 408-1899 Individuals with hearing impairment call: 7-1-1. Email : DPHCall@delaware.gov . 2. Emergency Food Assistance and Much More Delaware 2-1-1 is the state’s referral hotline - One central resource for access to the health and human service organizations such as: Emergency food assistance during the current public health crisis (or anytime), they can provide you with contact information for food pantries. Legal help Emergency/Transitional Shelters Child Nutrition Sites Utility Assistance Crisis Services Other human service providers. Phone: 2-1-1 or 1 (800) 560-3372 Text: Text your zip code to 898-211 Website: https://delaware211.org/ 3. MHAP – Manufactured Housing Assistance Program If you are 90 days or more delinquent on the lot rent and or home loan payment or have received notification of intent to evict or repossess, contact this organization. Phone: 1 (888) 363-8808 Website link to PDF: https://www.destatehousing.com/wp-content/uploads/2024/02/mhap-counselor-presentation.pdf.

Important Links Follow the Bill Visit the General Assembly website to find and track a bill! Search for any type of legislation within the General Assembly. Find Your Legislator This tool shows the new district information from the General Election. Click to visit Delaware Legislative Black Caucus The official website of the Delaware Legislative Black Caucus (DLBC) Click to visit Chapter 70 of Title 25 entire version is found online at: https://delcode.delaware.gov/title25/c070/index.html Manufactured Housing Ombudsperson's Summary of Delaware Code Title 25 Ch. 70 CLICK HERE TO VIEW OR DOWNLOAD

Applying for Rental Assistance An important explanation of the updated lot rental assistance program There are times when a homeowner’s household income decreases substantially. The death of a loved one, or some other dramatic change in income. With the passage of Delaware SB317, the lot rent assistance program changed dramatically. Previously, it was almost impossible to qualify for this program. Effective July 1, 2022, the program has significantly improved. Under this legislation, a community owner shall provide lot rental assistance to qualified homeowners. Qualifications are as follows: The homeowner must have owned the manufactured home or resided in the home in a manufactured home community for 5 consecutive years before requesting lot rental assistance. The homeowner must reside full-time and exclusively in the manufactured home in the manufactured home community and the manufactured home must be the homeowner’s only residence. A homeowner qualifies for limited lot rental assistance if the total income of the homeowner and all occupants are greater than 40% and below 55% of the county median household income as determined by the US Department of Housing and Urban development. The total assets of the homeowner and all occupants do not exceed $50,000. Total assets means all liquid assets including bank accounts, stocks & and the total amount of excess lien paydowns against the manufactured home during the previous 5 years that exceed the scheduled amortization of the lien balance. The homeowner and occupants must provide to the community owner all documentation necessary to determine eligibility for lot rental assistance, such as bank records, tax returns, etc.. The homeowner, occupants and the manufactured home must be in substantial compliance with all manufactured home community rules, regulations and standards. The above is an abbreviated text taken from Delaware Title 5, Chapter 70 Sub-Chapter II 7022B. The complete text can be found at https://delcode.delaware.gov/title25/c070/sc02/index.html#7022. T here is no single downloadable application for the Delaware lot rental assistance program; instead, homeowners must contact their community owner to get information and apply. Community owners are required to provide eligible homeowners with the necessary paperwork, which includes submitting documentation to verify eligibility, such as bank statements and tax returns.

Why your Community Needs a Home Owners Association (HOA) What is an HOA? A legal organization formed by a dedicated group of homeowners who act together on shared values and visions for their community. Why have an HOA? The concept is simple: there is great strength in numbers. Homeowners Associations give structure and legitimacy to any group of neighbors who want to organize to protect and improve their community. Homeowners Associations strengthen the voices of manufactured homeowners in negotiation, and help them to: preserve property values, create safe neighborhoods, and ensure that community management complies with the law. In short: they are assets to the community as a whole! HOAs are about protecting YOUR most important investment - YOUR home! Help protect your investment! What does membership in your HOA do for you? If your landowner decides to sell the land, only HOAs have the Right of First Offer. Landowners must inform HOAs of impending changes that will affect the community. Only HOA members benefit from arbitration winnings. To use the “Attorney Fund” for rent increases you need to be part of an HOA. Your HOA membership includes DMHOA membership. HOAs represent their community at the monthly DMHOA meetings. DMHOA membership strengthens your voice when speaking to State Legislators and introducing laws that protect and affect us. Keeps homeowners aware of what is happening within their community. Improves communications between the community and the landowner. Encourages homeowners to take a proactive role in their community. Don’t have an HOA in your community and want to start one? Contact DMHOA President Joyce O'Neal at joyce.oneal@dmhoa.org

Proudly fly your new American flag! Do you need a new American Flag? American Flags - 3' by 5' sewn stripes and embroidered stars. Sold by the Delaware Manufactured Home Owners Association for only $16.00 each! Contact Ron Amadio for more info at 302-258-3067 .

Our Mission DMHOA is an association dedicated to serving home owners on leased land The mission of the Delaware Manufactured Homeowners Association (DMHOA) is to educate and inform our members, our public servants, and the public regarding Title 25, Chapter 70 of Delaware Law and any issues affecting homeowners on leased land. We work for legislative and legal remedies to protect and strengthen the rights of homeowners who live in manufactured housing on leased land in communities with two or more lots in Delaware. Additionally, we strive to provide assistance and support to homeowners, helping them access the resources, guidance, and advocacy they need to navigate challenges and secure their rights. We maintain a direct communication network among state homeowner advocacy groups and serve as your voice at the state level, with the help of several powerful partner organizations who support our mission. We are also against unfair eviction or loss of homes due to the closure of communities. Homeowners deserve peace of mind and security in knowing they will have the opportunity to "age in place" rather than being displaced. In some respects, there is also a parallel meaning to the better-known term "homeland security". Many of our counterparts are unfairly subjected to insidious forms of economic and psychological intimidation by community owners and managers, which can take a devastating toll on one’s health and well-being. "Equity for All" reflects our belief that a partnership exists between homeowners and landowners in manufactured home communities and that homeowners deserve to have the equity in their investments protected and to be treated equitably. This is why you need to be a voice of one with a Home Owners Association. It provides you with many ways to help support your rights. Our History DMHOA had its beginnings as a county association 26 years ago, and has experienced tremendous growth in the last few years. This growth came about because of the greater awareness of manufactured homeowners as well as the issues and problems related to manufactured homes on leased land. In 2003 DMHOA was the moving force behind a complete revision of state law that gave homeowners the first real protection for their investment (home) in the history of Delaware. It was chartered as a statewide grass-roots advocacy group in March 2002 as a natural outgrowth of the Sussex County Manufactured Home Tenants Association, which had represented owners of manufactured homes in the state's fastest-growing county since 1983. DMHOA is the only statewide advocacy organization in Delaware representing our interests regarding homes on leased land. Some of the ways DMHOA helped homeowners living in manufactured housing on leased land Working with elected officials, landowners and the state CLASI resulted in: House bill 436 which allows you to transfer your current lot rent price to a new buyer Creating an OMBUDSMAN program to help protect your rights and your home House bill 46 establishing a “Legal Fund” to be used in disputes with landowners Senate bill 317 , a Rent Justification bill which: Eliminates Capital Improvements being passed on to homeowners. Landowners wishing to go to “Market Rent” must do it over a 7 or 10 year span. Landowner increased expenses can only be passed on to the homeowner if they can prove that the total expenses exceed prior year that the expense increase is more than the ½ Cpi-U plus 3 ½%. Provides a tiered asset/income structure making it easier to qualify for lot rent assistance. No rent increase if landowner has health and/or safety violations within the community until fixed.

Community Emergency Response Team Tornadoes, Flooding, Hurricanes and Nor'easters are just a few of the challenges we face living near the coast. Get trained & become part of a CERT team. To contact the state representative, email Marny McLee or call 302-659-2243. Below is information for each of our counties. CERT Training Programs by County Sussex County Carl Davis 302-858-5302 citizencorps@sussexcountyde.gov or visit their website Kent County Click to visit their website or their Facebook page New Castle County Dave Carpenter 302-395-2700 DCarpenter@nccde.org or visit their website

Memberships and Donations We can't do this without YOU ! Your donations, regardless of the amount, will help our organization operate in various roles as we assist the people residing in manufactured home communities on leased land in Delaware. Some of these duties are as follows: Counseling those facing eviction or other actions by the landowners. Informing people of their rights under the law. Filing complaints with the Attorney General's Office. Following up on these complaints. Informing people of the procedures for arbitration under the new rent justification law. Working with legislators to level the playing field when passing laws that could possibly affect those living in land-leased communities. Updating those living in land-leased communities of new updates and proposed law changes via this website, social media, and monthly meetings open to the public. DONATE Membership Fees Membership payments can be submitted by mailing a check or paying online with a credit card. Online payments include a small convenience fee to cover processing costs and third-party fees. Payments made by check are not subject to this fee. Mail your form with your check to the address provided. The fees are as follows: Payment Term 1 Year Member at Large 2 Years Member at Large 3 Years Member at Large Community Memberships (HOA pays for each member for 1 year) Online Payment (with Convenience Fee) $21 $30 $37 $4.15 per member Check Payment (No Convenience Fee) $20 $28 $35 $4.00 per member (Annual community fees are due March 1st and October 1st of each year to allow for changes or additions) Community memberships Community Memberships PAY ONLINE PAY VIA MAIL COMMUNITY MEMBERSHIPS: Fill out our online Community Membership form , submit and pay securely with credit or debit card. You will receive an email receipt for your payment. COMMUNITY MEMBERSHIPS: Download, fill out and sign our PDF and mail with your check to : Delaware Manufactured Home Owners Association PMB 5, 24832 John J. Williams Hwy., Unit 1 Millsboro, DE 19966 Need to update DMHOA on officers? Click here to use our online form . If you prefer to email or mail your form, click here to download the PDF form . Fill in all information and submit it to DMHOA, either by emailing the PDF form to joyce.oneal@dmhoa.org or mailing it to our office at this address: Delaware Manufactured Home Owners Association PMB 5, 24832 John J. Williams Hwy., Unit 1 Millsboro, DE 19966. Individual membership at large Individual Memberships If you belong to a community Home Owners Association (HOA) that is a member of DMHOA, then your individual membership is covered by your HOA. This individual membership application is for home owners who are not HOA members, or their community does not have an HOA. INDIVIDUAL MEMBERSHIPS: Membership payments can be submitted by mailing a check or paying online with a credit card. Online payments include a small convenience fee to cover processing costs and third-party fees. Payments made by check are not subject to this fee. Mail your form with your check to the address provided. Fill out our online General Membership form to join DMHOA and securely pay online with credit or debit card - OR - download our fillable PDF and mail with your check to : Delaware Manufactured Home Owners Association PMB 5, 24832 John J. Williams Hwy., Unit 1 Millsboro, DE 19966